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(2) If the application is pursuant to subsection (d)(1)(A) above, and the application is not exempt from these fees pursuant to subsection (e)(4) below, the applicant, prior to the issuance of a permit, shall: (A) Pay the charges for all services to be provided the applicant in accordance with a schedule of service costs established by regulations of the city manager; and (B) Procure and maintain in full force and effect during the term of the permit a policy of insurance covering general liability and property damage in an amount commensurate with the risk as determined by the city manager or city manager designee, which policy shall include the city, its boards, officers, agents and employees as additional insureds. (3) No application shall be considered complete until all required fees are paid. (4) Applicants may request an exemption from the service fees and insurance requirements of this section for noncommercial parades, public assemblies and expressive activities subject to the protection of the First Amendment. Within five (5) days, excluding Saturdays, Sundays and legal holidays, after receiving a permit request claiming an exemption from the service fees and insurance requirements pursuant to this subsection, the city manager or city manager designee shall notify the applicant if his claim of exemption is denied. The city manager or city manager designee shall grant or deny a claim of exemption under this section with the advice and consent of the city attorney. (5) City- sponsored events are exempt from the requirements of this subsection (e). (f) Issuance or denial of permit. (1) The city manager or city manager designee, upon receipt of an application, shall promptly circulate it to the chief of police, the fire chief, the director of parks, recreation and leisure services if the proposed location is a park, city engineer and the director of public works, or their designees, and to any other city departments with relevant responsibilities. (2) The city manager or city manager designee shall issue the permit within fifteen (15) business days after receipt of the completed application for a parade, public assembly or expressive activity described in subsection (d)(1)(A) above, and within five (5) business days after receipt of an application for a parade, public assembly or expressive activity described in subsection (d)(1)(B) above, if it is determined that the proposed parade, public assembly or expressive activity will not endanger the public health, welfare or safety, based upon its meeting all of the following requirements: (A) The time, duration, route and size of the event will not unreasonably interrupt the safe and orderly movement of vehicular or pedestrian traffic; (B) The time, duration, route and size of the event will not require the diversion of so great a number of police and fire personnel to properly police the line of movement in the areas contiguous thereto so as to impair the normal protection of the remainder of the city;